Group health that actually saves you money.
Transparent, cost-efficient plans through GP Agency — for companies of 50 to 10,000+ employees navigating the carrier maze.
Run by Ovie Mughelli, MBA — Founder of ONO Consulting · Partnered with GP Agency.
Real options, plainly explained.
Who this is for
Companies of 50 to 10,000+ employees navigating rising premiums, fragmented carrier options, or limited employee advocacy. Especially fit for multi-location operators and healthcare-adjacent businesses.
- Employers feeling the annual renewal squeeze and tired of being surprised in Q4.
- Multi-location operators trying to align plan design across regions, divisions, or acquired entities.
- Owners who've switched carriers twice in three years and still aren't sure they got it right.
- HR leaders looking for level-funded or self-funded options without losing employee advocacy.
- Founders who want their team to keep their doctors, not feel like the network is shrinking every renewal.
What you actually get
Transparent quoting.
I show you the math behind the premium — what's carrier, what's broker, what's admin. Surprises happen at renewal, not at quote.
Level-funded & self-funded models.
Up to 20% savings vs. traditional fully-insured, with reinsurance to keep variance manageable. Right for many growing teams, wrong for some. I'll tell you which.
Employee advocacy.
Your people get a real human to call when a claim breaks. Not a 900-number-shaped object.
Renewal you can plan around.
I bring next year's scenarios to you in Q3, not the week before open enrollment. So you can budget like a grown-up.
I've sat in your chair.
I've run small businesses and bought benefits for my own teams. I know the panic of looking at a 14% renewal in late October and wondering whether you're about to lose two key people if the new plan doesn't cover their doctor.
The work I do isn't magic. It's transparency, relationships with carriers who pick up the phone, and the experience to spot the moment a level-funded option becomes the right call for you — or the wrong one.