AFLAC supplemental benefits, made simple for your team.
Bridge the major-medical gap. Better recruiting, better retention. Costs little or nothing to offer.
Run by Ovie Mughelli, MBA — AFLAC Brand Ambassador · Hollings Cancer Center Advisory Board · Founder of ONO Consulting (since 2008).
You came here to add AFLAC. Here's how I make that real.
Who this is for
Business owners and HR leaders looking to offer supplemental benefits that protect their teams without straining the budget. Fits businesses from 50-employee shops through multi-location operators with 10,000+ employees.
- Owners and HR leaders considering supplemental benefits and wanting an honest read from someone with relationship-level access to the carrier.
- Multi-location operators standardizing supplemental coverage across regions, divisions, and acquired entities.
- Brokers and agencies who want a co-pilot for the executive conversation, not just product sheets.
- Founders who care about retention as a hard number — and want the benefit conversation to feel like counsel, not a pitch.
What you actually get
Plan fit, not plan pitch.
I walk your team through what AFLAC actually covers, where it doesn't make sense, and how it stacks with what you already offer. If it's wrong for you I'll say so.
Enrollment that doesn't eat HR.
Group enrollment runs onsite or virtual. AFLAC's enrollment platform handles the paperwork. You get a clean roster, employees get clear answers.
Voluntary at little to no employer cost.
Most plans are 100% employee-paid through payroll deduction. Employer side stays clean. Better recruiting, better retention.
Claims help when it counts.
When an employee has to file, I'm in the loop. The follow-up that gets bills paid isn't automated — it's relational.
Ambassador access, operator perspective.
The ambassador role gives me access I couldn't buy as an outside agent. That's the entry point. The reason the conversations move forward is that I've run small businesses, sat on boards, and bought benefits for my own teams. I know what it feels like to be sold to versus served.
When I show up, I show up with respect for your time and for the fact that this is one of a hundred line items you're trying to get right. If the answer is “not today,” that's a fine answer.